California regulators just told the fintech Chime to stop calling itself a bank. And they have a valid point. Like the other neobanks, Chime isn’t…
It’s not unusual to see a neobank that doesn’t have any branch offices these days. But now there’s a neobank that doesn’t have an app.…
Before there were buy now, pay later apps, merchants offered installment buying plans. These purchase contracts were also known as time payments. They became very…
Recently, the Wall Street Journal reported that the card networks Visa and Mastercard plan to raise interchange fees. This is bad news for merchants, who…
When many people think of fintech, they think of the online banking apps that are challenging major banks. Startups like Monzo, Revolut, Varo, and Chime…
After learning that Google uses entities to decide which webpages to show in the search engine results, I made a Python script for entity analysis.…
The IRS recently sent out $600 stimulus payments. Some of them were sent out by check, which is how I received the stimulus payment last…
Digital banks have gained popularity recently and traditional banks have two ways to launch them. A bank can carry out a core upgrade and replace…
I joined the beta program for the neobank app Unifimoney recently. While it’s clearly a banking app, it’s designed to function like the financial superapps…
Credit unions and small banks need modern technology to compete with fintechs. If they don’t move fast, they could lose younger and business customers to…