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Category: Startups

This category includes posts about individual fintech startups. Posts in this category will focus on specific companies, rather than industry trends or broader topics.

by Eric NovinsonPosted onApril 18, 2021StartupsLeave a comment on A Better Way to Compare International Money Transfer Apps

A Better Way to Compare International Money Transfer Apps

Several review websites have sprung up to compare international money transfer apps. They award a score to each app based on metrics like features, customer…

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by Eric NovinsonPosted onApril 13, 2021StartupsLeave a comment on More Cheap Ways to Send Money Internationally

More Cheap Ways to Send Money Internationally

Specialized forex brokers help you send money to other countries and charge lower fees for this service than banks. I discussed several of these brokers…

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by Eric NovinsonPosted onMarch 26, 2021April 13, 2021Startups2 Comments on Ways to Receive Money From Abroad

Ways to Receive Money From Abroad

International money transfer apps provide an alternative to bank transfers. These apps charge lower fees than the banks do when you send money abroad. They’re…

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by Eric NovinsonPosted onMarch 4, 2021March 12, 2021Startups1 Comment on Buy Now, Pay Later App Merchant Fees

Buy Now, Pay Later App Merchant Fees

Recently, the Wall Street Journal reported that the card networks Visa and Mastercard plan to raise interchange fees. This is bad news for merchants, who…

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by Eric NovinsonPosted onFebruary 22, 2021February 22, 2021StartupsLeave a comment on Financial Services Branding and Insurtechs

Financial Services Branding and Insurtechs

Insurance isn’t safe from fintech disruption either. Originally, many insurance companies used similar marketing strategies and primarily competed on price. Now, insurtech startups like Lemonade,…

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by Eric NovinsonPosted onFebruary 2, 2021February 7, 2021StartupsLeave a comment on An Example of Fintech Brandjacking

An Example of Fintech Brandjacking

Brandjacking is a growth hacking method where a startup uses another company’s brand to promote its own services. Sometimes, the brandjacker even impersonates the other…

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by Eric NovinsonPosted onJanuary 21, 2021January 26, 2021StartupsLeave a comment on The Startup That Cuts Payment Processing Fees

The Startup That Cuts Payment Processing Fees

I recently interviewed Lorde Astor West (Astor), the founder of fintech startup Scratchware. This startup pioneered Surcharging-as-a-Serviceā„¢ by making an app that can recover credit…

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by Eric NovinsonPosted onJanuary 7, 2021StartupsLeave a comment on Banking-as-a-Service Versus Upgrading the Core

Banking-as-a-Service Versus Upgrading the Core

Digital banks have gained popularity recently and traditional banks have two ways to launch them. A bank can carry out a core upgrade and replace…

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by Eric NovinsonPosted onDecember 10, 2020StartupsLeave a comment on Early Review of Unifimoney App

Early Review of Unifimoney App

I joined the beta program for the neobank app Unifimoney recently. While it’s clearly a banking app, it’s designed to function like the financial superapps…

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by Eric NovinsonPosted onDecember 3, 2020December 5, 2020Startups1 Comment on Agora Services Helps Small Banks and Credit Unions Embrace the Digital Bank Revolution

Agora Services Helps Small Banks and Credit Unions Embrace the Digital Bank Revolution

Credit unions and small banks need modern technology to compete with fintechs. If they don’t move fast, they could lose younger and business customers to…

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