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Author: Eric Novinson

by Eric NovinsonPosted onSeptember 2, 2020December 5, 2020Information2 Comments on The Idea of a Bank

The Idea of a Bank

Neobanks emerged after the financial crisis to challenge traditional banks. These banks are best known for operating entirely online. Their customers use an app to…

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by Eric NovinsonPosted onAugust 30, 2020December 5, 2020StartupsLeave a comment on When a Bank With a Marketplace Becomes a Marketplace With a Bank

When a Bank With a Marketplace Becomes a Marketplace With a Bank

Neobanks struggle to earn money, especially neobanks in Britain. After discussing the situation with fintech founder Thish de Zoysa, I learned that his company has…

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by Eric NovinsonPosted onAugust 5, 2020December 5, 2020StartupsLeave a comment on The Benefits of a Commercial Loan Trading Platform

The Benefits of a Commercial Loan Trading Platform

Peer-to-peer lending platforms get lots of attention. These platforms help individual investors buy securities linked to personal loans and even small real estate loans. But…

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by Eric NovinsonPosted onJuly 16, 2020December 5, 2020NewsLeave a comment on Stock Owners May Not Be Stock Voters

Stock Owners May Not Be Stock Voters

Theoretically, the owners of publicly traded corporations decide how to govern them. At the annual meeting, shareholders submit proxy votes to select members of the…

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by Eric NovinsonPosted onJuly 15, 2020April 12, 2021StartupsLeave a comment on The Differences Between GreenSky and Other Point-of-Sale Loan Providers

The Differences Between GreenSky and Other Point-of-Sale Loan Providers

GreenSky is a fintech that helps shoppers finance their purchases at the cash register. These loans are similar to the ones offered by Affirm, AfterPay,…

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by Eric NovinsonPosted onJune 7, 2020December 5, 2020NewsLeave a comment on Fintech Referral Bonus List

Fintech Referral Bonus List

Right now, many fintechs are offering bonuses to new users. Rewards for opening a new account range from $5 to hundreds of dollars. Many of…

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by Eric NovinsonPosted onJune 3, 2020December 5, 2020NewsLeave a comment on Getting Even More Free Money From Fintechs

Getting Even More Free Money From Fintechs

Fintechs want to grow quickly and sometimes that means giving money away. Many offer referral bonuses that provide cash to both the user who opens…

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by Eric NovinsonPosted onMay 28, 2020December 5, 2020NewsLeave a comment on Taking Advantage of Food Delivery Apps

Taking Advantage of Food Delivery Apps

Food delivery apps offer convenience. A customer can go online, order and pay through the platform, and then have the platform handle the rest of…

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by Eric NovinsonPosted onMay 10, 2020December 5, 2020InformationLeave a comment on LinkedIn Fintech Hashtag Experiment

LinkedIn Fintech Hashtag Experiment

Today I decided to analyze how hashtag selection affects the number of views that a fintech post gets on LinkedIn. Marketing websites frequently tell people…

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by Eric NovinsonPosted onJanuary 8, 2020December 5, 2020InformationLeave a comment on An Overview of the Fintech Sector

An Overview of the Fintech Sector

Fintechs use technology to provide financial services. Some offer alternatives to banks, financial advisors, insurance companies, and other established businesses. Others launch entirely new financial…

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